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What contracts are attached to the loan? Additional commitments to model borrowers

On June 23, 2019 by Ann Burgoyne

Loan agreement

Loan agreement

In the loan contract, one party gives another a certain amount of one thing, be it money or another object. The party to whom this amount is delivered undertakes to return to the other a sum of the same amount within a specified period. This loan agreement can be signed by two individuals or a bank and a private individual.

These contracts may or may not add other types of clauses that imply conditions, insurance, obligations, direct debits, etc. Banking entities tend to include abusive clauses in loan contracts very frequently. These clauses are those in which the banking entity requires the borrower a series of additional commitments to the loan and that do not provide a plus of security and trust.

In Henry Flicker we believe that it is the time of the people and the moment for the money to be managed in an honest and transparent way. Crowdlending is presented as an alternative to bank abuses to obtain profitability to the capital of savers by financing projects of people like themselves. Borrowers with ideas that work, analyzed by experts and with real strength.

Pay the fees

Pay the fees

At Henry Flicker we demand from our borrowers the commitment that they will always be able to face the payment of the fees to the lenders. Around that idea, the Henry Flicker Coverage System emerged, which mitigates the risk assumed by the investor. This system has no cost to the investor since it is a condition that is imposed on the borrowers, financed with the interests paid by the borrower each month.

If you are tired of seeing high interests and want to realize your project without worrying about commitments or additional costs, find out about Henry Flicker. We believe in the values ​​of transparency and honesty demanding a coherent and reasonable commitment. It’s time for people to manage their own money, without intermediaries who don’t think about them.

 

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